<div><b><span style="font-size: 1rem;">Bangladesh Bank (BB) is planning to introduce a digital bank in the country soon.</span><br></b></div><div><br></div><div>"Soon we will introduce digital bank in the country. We are also planning to introduce an online real-time credit rating system very soon,” BB Governor Abdur Rouf Talukder said here today.</div><div><br></div><div>The BB governor said this while speaking as chief guest at the first Digital Transformation Summit-2023 at a local hotel in the city.</div><div><br></div><div>The Association of Bankers Bangladesh Limited (ABB) is hosting the two-day summit with the theme "Banking on Digital Transformation”.&nbsp;</div><div><br></div><div>In his speech, Abdur Rouf Talukder informed that they are very close to issuing national debt cards.</div><div><br></div><div>He said the most talked about issue in the banking sector now is corporate governance and non-performing loans.</div><div><br></div><div>“We need to bring cultural changes and enforce ethics and good practices in the banking system through planning and properly educating of our workforce. Introduction of guidelines and the strong role of the management and CEOs may solve the problem,” he added.</div><div><br></div><div>"We have successfully implemented the Digital Bangladesh vision. Now, we are taking steps to achieve the Smart Bangladesh vision," the central bank governor further said.</div><div><br></div><div>He said the banking operations holistically changed all over the world because of the intervention of artificial intelligence (AI) in the era of the fourth industrial revolution (4IR).</div><div><br></div><div>So, the bankers have to prepare themselves digitally to cope with rapid change in the business, he added.</div><div><br></div><div>The two-day 'Digital Transformation Summit' has brought together around 150 participants from Bangladesh's 46 commercial banks, aiming to explore the digital transformation journey of the banking industry in the country, reads a press release.</div><div><br></div><div>The conference aims to shed light on the key trends propelling the growth of digital financial services in Bangladesh. By analysing the strategies, banks can adopt to navigate the swift digital transformation; the conference aims to provide valuable insights into the industry. According to BSS reports&nbsp;</div><div><br></div><div>bnbd24/fas</div>